FAQs

To assess potential roof damage from inside your home, start by examining your attic for any sunlight penetration. Additionally, look for dark spots or streaks on ceilings, areas where the roof appears to sag or slope, and any indications of water damage. These signs often suggest that your roof may require professional attention.

Filing a storm damage claim doesn't directly cause your insurance company to increase your premiums or cancel your policy. However, if numerous claims are filed in your area simultaneously, it may lead to a general rate increase for the region. It's important to note that insurance rates can fluctuate regardless of whether you file a claim or not. If you choose not to file a claim, your individual rate increase might end up covering the cost of other people's storm damage repair claims.

Yes, we provide free consultations for all types of roof repairs, including those unrelated to storm damage. As a fully licensed roofing contractor, we recognize that many homes in our service area require roof replacement due to normal wear and tear. We strongly recommend annual roof inspections to help prevent more costly repairs in the future.

To determine if you need a roof repair contractor, we recommend contacting Bob The Builder, Inc. for a complimentary consultation. Our dedicated representative will assess whether your roof requires repairs or a complete replacement. Some roof damage can be addressed with minor repairs, while other issues necessitate a full roof replacement. Regular annual inspections typically help avoid the need for complete roof removal. We can identify damage caused by various factors such as hail, rain, mildew, wind, UV light, or other weather-related issues. It's worth noting that lack of maintenance often leads to moss or algae buildup, which can also cause roof damage.

We advise against attempting quick fixes on vinyl siding. Our experience shows that these temporary solutions often lead to more extensive damage. It's preferable to contact us for any repair work rather than attempting a temporary fix yourself. You can schedule a free assessment by calling (219) 299-0136 in Indiana or (708) 289-5468 in Illinois. Our team is equipped to address any siding issues your home may have.

Hail damage to asphalt shingles can be difficult for non-professionals to identify. Common signs include loss of granules, soft spots, punctures, or bruising. In severe cases, we've observed the entire reinforcing mat being ruptured, exposing the underlying bitumen fibers. When this occurs, the shingles lose their ability to deflect water, allowing moisture to penetrate the roof and potentially enter your home.

Actual cash value (ACV) refers to the amount your insurance company pays for a loss, which equals the replacement cost of the damaged items minus your deductible and depreciation. When it comes to replacing an item or making repairs, your insurance company provides you with the depreciated amount. Replacement cost value (RCV), on the other hand, typically covers the full cost of replacing the damaged item with a new one of similar kind and quality, without deducting for depreciation.